Foreign currency exchange rates for card payments
Get daily updated foreign currency exchange rates for cards issued by Swisscard AECS GmbH. The foreign currency exchange rates used are set by the issuer. They are based on the usual market sources and rates from card networks.
Current foreign currency exchange rates
Frequently asked questions
The exchange rates for foreign currencies used are set by the issuer. They are based on the usual market sources and rates from card networks.
Purchases in foreign currencies are converted on the day on which the transaction is electronically processed by the issuer. There may be several days between the purchase date and processing date. This depends on when the transaction is forwarded to the issuer by the retailer. For technical reasons, in the case of certain transactions with Mastercard, the foreign currency exchange rate from the day before the processing date or the authorization date is used instead of the exchange rate on the day of processing.
Yes, the foreign currency exchange rates are listed on the credit card statement for the respective transaction. The fee for foreign currency transactions is the surcharge levied for foreign currency transactions according to the table of fees for the respective card product and is also listed on the credit card statement.